Dental and Vision Insurance
What is Dental Insurance?
Dental insurance is designed to pay a portion of the costs associated with dental care. Generally dental offices have a fee schedule, or a list of prices for the dental services or procedures they offer.
Typical Types of Dental Insurance
Indemnity Dental Insurance Plan:
This plan may be helpful when you want to stay with your dentist and he/she does not participate in a dental network. By the very nature of this plan the insurance company generally pays the dentist a percentage of your services according to the policy you purchased. In addition you will want to review the co-payment requirements, waiting periods, stated deductible, annual limitations, graduated percentage scales based on the type of procedure and/or length of time you have owned the policy prior to starting your dental work.
What is Vision Insurance?
Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists.
The typical vision insurance plan provides yearly coverage for eye examinations and partial or full coverage eyeglasses, sunglasses, and contact lenses, with or without copays, depending on the plan chosen.
If you see the big picture, you know how important eye health is to overall well-being. A little attention to those baby blues, browns, greens, or hazels can make all the difference.
We can help you obtain affordable vision coverage including an annual routine eye exam for a low copayment. Plus you get coverage for contact lenses or eyeglass lenses and frames - including designer names.
Contact us to learn more about the dental and vision insurance for you.
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Silver City, NM 88061
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